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Tip Calculator: Split the Bill in Seconds

Enter the bill, pick a tip and the number of people. Tip before or after tax, round up, and share the result.

Tip percentage

Total to pay–
Tip–
Total with tip–
Tip per person–
Effective tip–

Work out the tip on

Round up

Tip table from 5% to 50% for this bill
Exact amounts before any rounding. Tap a percentage to use it.
Tip Tip amount Total Per person

Private by design. Everything runs in your browser and is never uploaded.

The basics

What is a tip calculator?

A tip calculator works out how much to add to a bill as a tip and what everyone pays. Multiply the amount you tip on by the tip percentage and divide by 100, add the result to the bill for the total, then divide the total by the number of people to split it.

This tip calculator also works as a split bill calculator and a gratuity calculator. It can leave the tax out of the tip, round each share or the whole bill up to a tidy number, and show a table of tips from 5% to 50% for the same bill. Results change as you type, and the working under the result shows every step. For other everyday sums, see the free online calculators.

Worked examples
Bill and tip Tip Total Each pays
55.00 at 15%, 1 person 8.25 63.25 63.25
55.00 at 20%, 2 people 11.00 66.00 33.00
100.00 at 18%, 3 people 18.00 118.00 39.33 (one pays 39.34)
108.00 with 8.00 tax, 20% before tax 20.00 128.00 128.00
84.60 at 15%, 4 people, each rounded up 15.40 (18.2%) 100.00 25.00
How it works

How to use the tip calculator

The first answer is already on screen. Change any number and it updates at once, with no Calculate button.

01

Enter the bill

Type the amount on the receipt. Commas for thousands are fine, and 55,50 is read as 55.50. Pick a currency symbol from the menu if you want one.

02

Choose the tip

Tap 10, 15, 18, 20 or 25 percent, type any other percentage such as 17.5 in the Custom box, or tap a row in the 5% to 50% table.

03

Split it

Use the plus and minus buttons for the number of people. The result shows what each person pays, and who pays the odd cent when it does not divide evenly.

04

Tax, rounding and sharing

Add the tax to tip on the amount before tax, round each share or the total up, then copy the result or share a link that opens with the same numbers.

The maths

How do you calculate a tip by hand?

Every tip calculation is a percentage of the bill. Turn the percentage into a decimal by dividing by 100, multiply it by the amount you tip on, and add it to the bill. Money is rounded to the nearest cent, with half a cent rounded up.

For quick mental maths, move the decimal point one place to the left to get 10%. Double that for 20%, or add half of it for 15%. On a 47.80 bill, 10% is 4.78, 20% is 9.56 and 15% is 4.78 + 2.39 = 7.17. If you round, the significant figures calculator explains how rounding rules work in general.

Tip formulas
Value Formula
Tip base Bill minus tax (before tax), or the whole bill (after tax)
Tip Tip base × tip % ÷ 100
Total Bill + tip
Each person pays Total ÷ number of people
Tip per person Tip ÷ number of people
Effective tip Tip after rounding ÷ tip base × 100
Reference

Tip chart for common bill amounts

Tip amount with the total in brackets, rounded to the nearest cent. Works for any currency.

Tip and total by bill amount and tip percentage
Bill 10% 15% 18% 20% 25%
10.00 1.00 (11.00) 1.50 (11.50) 1.80 (11.80) 2.00 (12.00) 2.50 (12.50)
20.00 2.00 (22.00) 3.00 (23.00) 3.60 (23.60) 4.00 (24.00) 5.00 (25.00)
25.00 2.50 (27.50) 3.75 (28.75) 4.50 (29.50) 5.00 (30.00) 6.25 (31.25)
30.00 3.00 (33.00) 4.50 (34.50) 5.40 (35.40) 6.00 (36.00) 7.50 (37.50)
40.00 4.00 (44.00) 6.00 (46.00) 7.20 (47.20) 8.00 (48.00) 10.00 (50.00)
50.00 5.00 (55.00) 7.50 (57.50) 9.00 (59.00) 10.00 (60.00) 12.50 (62.50)
60.00 6.00 (66.00) 9.00 (69.00) 10.80 (70.80) 12.00 (72.00) 15.00 (75.00)
75.00 7.50 (82.50) 11.25 (86.25) 13.50 (88.50) 15.00 (90.00) 18.75 (93.75)
80.00 8.00 (88.00) 12.00 (92.00) 14.40 (94.40) 16.00 (96.00) 20.00 (100.00)
100.00 10.00 (110.00) 15.00 (115.00) 18.00 (118.00) 20.00 (120.00) 25.00 (125.00)
120.00 12.00 (132.00) 18.00 (138.00) 21.60 (141.60) 24.00 (144.00) 30.00 (150.00)
150.00 15.00 (165.00) 22.50 (172.50) 27.00 (177.00) 30.00 (180.00) 37.50 (187.50)
200.00 20.00 (220.00) 30.00 (230.00) 36.00 (236.00) 40.00 (240.00) 50.00 (250.00)
Comparison

How this tip calculator differs from a basic one

Many tip calculators ask for a bill and a percentage and stop there. These are the details that change what you actually pay.

Features compared
Feature Basic tip calculator This calculator
Results Often needs a Calculate button Updates as you type, with an answer on first load
Split the bill Total divided by people, odd cents ignored Exact split that says who pays the extra cent
Tax Tip on whatever you enter Optional tax field, tip before or after tax
Rounding None, or the total only Round each person or the total up, with the effective tip shown
Several tip levels One percentage at a time Live table from 5% to 50% for your bill and group
Working Answer only Each step written out
Currency Usually dollars only Dollar, euro, pound, rupee, yen or no symbol
Sharing Rare Copy the result or share a link with the same numbers
Use cases

When a split bill calculator helps

Restaurant bills with friends

Enter the bill, the tip and the number of people, and read off one figure each person pays, rounded up if you prefer a tidy number.

Checking a suggested tip

Card machines and receipts sometimes print suggested tips. Compare them with the table to see what each percentage means in money, and whether it is worked out before or after tax.

Delivery and takeaway

Type a custom percentage or tap a row in the table to see a few options side by side before you choose.

Group trips and shared costs

Split a shared meal on a trip, then add it to a running budget in the expense calculator.

Travel in another currency

Switch the symbol to euro, pound, rupee or yen. The arithmetic is the same, and yen amounts are shown without decimals.

Keeping track of who owes what

Copy the result and paste it into the online notepad or a group chat so everyone sees the same numbers.

Good to know

How much to tip, and what to check first

This page does not tell you how much to tip. Tipping is a matter of local custom and differs between countries and settings, so the right amount is the one that fits where you are. These points help with the sums.

  • Look for a service charge

    Some bills already include a service charge. Under the IRS definition, an automatic charge is a service charge, not a tip, so read the bill before you add more.

  • Before tax or after tax

    Tipping on the amount before tax gives a slightly smaller tip. Enter the tax from the receipt and switch between the two to see the difference.

  • Rounding raises the tip

    Rounding up always adds to the tip. The Effective tip figure shows the real percentage after rounding.

  • Odd cents in a split

    63.25 split three ways is 21.08 with one cent left, so one person pays 21.09. The calculator shows this instead of hiding it.

  • Gratuity is another word for tip

    A gratuity calculator, a tip calculator and a tip percentage calculator all do the same maths.

  • Private and works offline

    Nothing you type leaves your browser. After the page loads, the calculator keeps working without a connection.

Limits

What this tip calculator does not do

Even splits only

It divides the bill equally. If people ordered very different amounts, work out the share of each person first and run each one through the calculator.

No tipping or tax advice

It does the arithmetic and does not suggest an amount. For how tips are treated for tax, see the IRS page on tip recordkeeping.

Rounds to whole units

Rounding goes up to the next whole dollar, euro, pound, rupee or yen. Tips are capped at 100% and splits at 1,000 people.

Sources

Where the facts come from

The calculations are plain percentage arithmetic, checked against the worked examples on this page. The definitions come from these references, last checked on November 9, 2026.

  • Gratuity (Wikipedia): a gratuity, often called a tip, is money a customer gives certain service workers in addition to the basic price, and the custom varies between countries and settings.
  • Tip recordkeeping and reporting (IRS): a payment is a tip only if the customer decides to pay it and sets the amount; automatic charges are service charges.
FAQ

Tip calculator FAQ

Short answers to common questions about tips and splitting the bill.

How do I calculate a tip?

Multiply the amount you are tipping on by the tip percentage, then divide by 100. For a 55.00 bill at 15 percent the tip is 55 × 0.15 = 8.25, and the total is 55.00 + 8.25 = 63.25.

How do I split a bill and the tip between several people?

Add the tip to the bill, then divide the total by the number of people. When the total does not divide evenly into cents, this calculator says how many people pay one cent more so the shares add up to the exact total.

How much should I tip?

There is no single correct amount. Tipping is a matter of local custom that varies between countries and settings, so check what is usual where you are and whether a service charge is already on the bill. The chips offer 10 to 25 percent as quick choices, and you can type any other percentage.

Should I tip on the amount before or after tax?

That is your choice, and the calculator handles both. Enter the tax shown on the receipt and pick Before tax to tip only on the food and service, or After tax to tip on the full amount, which gives a slightly larger tip.

What is a 15 percent tip on a 55 dollar bill?

A 15 percent tip on 55.00 is 8.25, so the total is 63.25. At 20 percent the tip is 11.00 and the total is 66.00.

What is a 20 percent tip on 100?

A 20 percent tip on 100.00 is 20.00, making the total 120.00. Split between four people, each pays 30.00.

How can I work out a tip in my head?

Move the decimal point one place to the left to get 10 percent, so 10 percent of 47.80 is 4.78. Double it for 20 percent, or add half of it for 15 percent.

What does rounding up per person do?

It rounds each share up to the next whole amount, so everyone pays a tidy figure, and the extra goes to the tip. The calculator shows the new tip and the effective tip percentage after rounding.

What is the difference between a tip and a service charge?

A tip is voluntary and you decide the amount, while a service charge is added to the bill by the business. The IRS treats automatic charges and required gratuities as service charges rather than tips, so check the bill before adding a tip on top.

Is a gratuity the same as a tip?

Yes. Gratuity is the more formal word for a tip, an amount a customer gives a service worker on top of the price of the service, so a gratuity calculator and a tip calculator do the same job.

Can I use the tip calculator with euros, pounds or rupees?

Yes. Pick the symbol from the menu next to the bill amount; the maths is the same in every currency. Yen amounts are shown in whole units because the yen has no everyday smaller unit.

Is anything I enter saved or uploaded?

No. The calculation runs in your browser and nothing is sent to a server. The numbers appear in the page address only so a shared link opens with the same bill, and your currency choice is remembered on your own device.